How to get the bonus
- Open SoFi’s offer page using the button above.
- Open the Checking and Savings account.
- Meet the requirement: $5,000+ in eligible direct deposits within 25 days for $400
- Keep the account open and funded for the full holding period so the bonus isn’t taken back.
Common questions
Is there a SoFi promo code right now?
No code is needed. The current offer is $50 or $400.
When does the SoFi offer end?
Dec 31, 2026